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CII IF3 · Insurance underwriting process
Practice questions built for the IF3 exam — learning outcome by learning outcome
IF3-style multiple choice questions across all 11 syllabus learning outcomes. Scenario-based questions on material circumstances, underwriting procedure, policy wordings, pricing and reinsurance — with instant feedback and progress tracking so you revise the way the exam actually tests you.
10 free questions · No account required.
Built for IF3 candidates
Whether you are starting the CII Certificate, returning to study, or consolidating underwriting and pricing, this resource helps you practise the way IF3 is assessed.
Exam-format questions
Standard multiple choice with four options (a–d) — the same core format as the IF3 paper.
Syllabus aligned
All 11 learning outcomes from the 2026 IF3 specification — disclosure, procedure, policy terms, personal and commercial products, pricing and exposure.
Learn from every answer
See whether you were right or wrong immediately, with a short explanation after each question.
Full syllabus coverage
Every IF3 learning outcome is available as its own practice test. Work through topics as you study, or sit the full 75-question exam when you are ready. Browse all learning outcomes to see which are free or locked.
Full IF3 practice exam
75 questions across all learning outcomes — the same length as the real exam
- All 11 learning outcomes
- Weighted to the syllabus
- Exam conditions
LO 1 — Material circumstances
Syllabus outcomes 1.1–1.5 · about 5 exam questions
- Fair presentation and CIDRA
- Peril, moral and physical hazard
- How information is obtained
LO 2 — Underwriting procedures
Syllabus outcomes 2.1–2.8 · about 15 exam questions
- Proposals, quotes and cover notes
- Premium payment and instalments
- Insurance Premium Tax
LO 3 — Insurance policies
Syllabus outcomes 3.1–3.5 · about 10 exam questions
- Policy structure and exclusions
- Conditions, average and subrogation
- Excesses, warranties and representations
LO 4 — Renewals and cancellation
Syllabus outcomes 4.1–4.2 · about 3 exam questions
- Renewal as a new contract
- FCA transparency at renewal
- Cancellation clauses
LO 5 — Personal insurances
Syllabus outcome 5.1 · about 3 exam questions
- Motor, health and household
- Travel and extended warranties
LO 6 — Commercial insurances
Syllabus outcome 6.1 · about 3 exam questions
- Property and pecuniary
- Liability and cyber
LO 7 — Support services
Syllabus outcome 7.1 · about 2 exam questions
- Helplines and authorised repairers
- Risk control and uninsured loss recovery
LO 8 — Underwriting considerations
Syllabus outcomes 8.1–8.10 · about 13 exam questions
- Class underwriting factors
- Fraud, data protection and Consumer Duty
LO 9 — Pricing principles
Syllabus outcomes 9.1–9.5 · about 10 exam questions
- Frequency, severity and loss ratios
- Underwriting, policy and calendar years
LO 10 — Pricing factors
Syllabus outcomes 10.1–10.2 · about 5 exam questions
- Risk premium and expenses
- Capital, investment income and tax
LO 11 — Managing exposure
Syllabus outcomes 11.1–11.3 · about 6 exam questions
- Market cycle and accumulation
- Proportional and non-proportional reinsurance
How it works
Three steps — no complicated setup.
Step 1
Unlock full access (3 day free trial)
Create your account or check out as a guest, continue at £19.99/month unless you cancel.
Step 2
Choose a topic
Select a learning outcome, sub-topic, or the full 75-question exam.
Step 3
Practise and review
Answer IF3-style questions, read explanations, and track your scores over time.
What other IF3 candidates say
Early feedback from people using the site to prepare for their exam.
“LO 2 is the largest slice of the paper. Being able to drill proposals, cover notes and IPT separately — then sit a full 75-question exam — has made my revision much more focused.”
“The scenario questions feel closer to the real paper than generic insurance quizzes I tried elsewhere. I use the progress screen to see which learning outcomes I keep getting wrong.”
“Warranties and conditions used to blur together for me. The learning-outcome tests helped me learn the syllabus structure, and the explanations after each answer are what make it useful — not just a score.”
Try a free sample
10 free IF3-style questions with explanations — no account required. Full access unlocks every learning outcome and the full 75-question exam.
Try a free sample
10 free questions · No account required.